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Author Topic: Health insurance  (Read 806 times)

Offline Twisty

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Health insurance
« on: December 21, 2014, 07:04:19 PM »
Got my bill today.  Went up $19, mid-way through my subscription year.  I suspect that I will probably be slapped with another increase when it renews in April. 

Thanks .gov for costing me more money, and making medical services slightly more inaccessible to me.


BHO... :anim_smileyBARF:
« Last Edit: December 21, 2014, 07:04:39 PM by Twisty »
88 MJ buggy, 4.0/AW4, 203/205, 3 link front/4 link rear on airshocks, 42" Iroks, full hydro

"Only wealthy men can afford to buy cheap things."

Offline HEYzipupyourfly

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Re: Health insurance
« Reply #1 on: December 21, 2014, 11:47:54 PM »
dude its simple,
 renting out apts. to sect 8 housing for all these years has enlightened me.
Just stop, don't work, don't do anything. have as many kids as you dare. The more you have the more money the state willingly gives you. meanwhile drive your BMW M5 and don't pay your gas or electric bill either. and make sure when they come to shut off your services you answer the door holding a child. oh you need surgury, or medicinal marijuana or pain killers? don't worry the GOV will pay your medical bills too. 

I once read in a bathroom stall, "You can't rush perfection"

Offline Ian

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Re: Health insurance
« Reply #2 on: December 21, 2014, 11:57:09 PM »
marry up.
i am an AMSOIL dealer! pm me for a quote

60 w/ minor bling 4.56, 14b ff rear w/detriot 4.56, atlas 2speed 5.0 4 custom link rear and 3link front, 110" wheelbase, pcs full hydro, fox 2.5's,  and 42" Irok stikies... and no clue

'00 tj (see above)

Offline HEYzipupyourfly

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Re: Health insurance
« Reply #3 on: December 22, 2014, 03:19:08 AM »
marry up.

then they just assume you have no money so they give you a break
I once read in a bathroom stall, "You can't rush perfection"

Offline Axle

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Re: Health insurance
« Reply #4 on: December 22, 2014, 07:52:00 AM »
Tim aren't you able to get it free? my 25yr old does. 
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Offline Axle

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Re: Health insurance
« Reply #5 on: December 22, 2014, 08:02:34 AM »
Have you tried mahealthconnector.com? Dec 23 is the last day to sign up. assuming you can i guess.
85 cj-7

Offline jerry k

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Re: Health insurance
« Reply #6 on: December 22, 2014, 10:33:05 AM »
« Last Edit: December 22, 2014, 10:33:43 AM by jerry k »
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Offline Axle

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Re: Health insurance
« Reply #7 on: December 22, 2014, 10:48:09 AM »
we would pay more with Obama-care so we had our 3 kids, 21-25yrs old, get their own free and we got our own, witch is the same as a family plan used to be.  thanks Obama!  :finger:
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Offline Twisty

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Re: Health insurance
« Reply #8 on: December 22, 2014, 11:00:49 AM »
I do not qualify for "free" health care, but I do qualify for the subsidized plans that my current doctor does not accept.  Call me weird/insane/stupid, but I take pride in being independent with my own health insurance.  I feel that it is a good plan, and I am relatively happy with the coverage.  I know that there are people out there that rely on the subsidies, and that's fine.  What I can't stand are the people who take advantage of the system (thanks for your advise, Tony :finger:) and drive up the cost for everyone else.


What's affordable about the Affordable Care Act?
« Last Edit: December 22, 2014, 11:02:51 AM by Twisty »
88 MJ buggy, 4.0/AW4, 203/205, 3 link front/4 link rear on airshocks, 42" Iroks, full hydro

"Only wealthy men can afford to buy cheap things."

Offline HEYzipupyourfly

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Re: Health insurance
« Reply #9 on: December 22, 2014, 02:45:05 PM »
tim i'm with you on that, That was my web sarcasm in full swing. i'm by no means an advocate for this.
In my eyes theres only one way to fight people like that. and that is to be on the receiving end of that state issued Check.
I once read in a bathroom stall, "You can't rush perfection"

Offline Bluerocket

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Re: Health insurance
« Reply #10 on: December 22, 2014, 02:58:02 PM »
Maybe the next go around will fix healthcare ;).       I was told high deductible plans make you be savvy consumer at work, I quickly became unpopular when I asked how I would know what something costs to do that prior to going.  The consultants have yet to come up with an answer. 
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Offline mattamd_xp

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Re: Health insurance
« Reply #11 on: December 22, 2014, 07:30:00 PM »
Maybe the next go around will fix healthcare ;).       I was told high deductible plans make you be savvy consumer at work, I quickly became unpopular when I asked how I would know what something costs to do that prior to going.  The consultants have yet to come up with an answer.

I've had high-deductible health insurance for over 5 years and had 2 kids along the way. It's pretty easy to call a dr/practice/hospital and ask about a particular procedure's cost prior to getting care. Just have to find out from your insurance what billing code the thing is and let them know that when you call. Or when you go to pay the bill tell them you are paying out of pocket and they charge significantly less most times. I'm relocating in the Spring to another state and to a job that doesn't offer benefits, so I have to figure out all those things now. Nothing is straight forward with it anymore...
1999 Jeep Wrangler 4.0 AX-15,NP231/D300 Doubler, front/rear stretch, (4) coil-overs, and D60's swap in progress...

Offline jps4jeep

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Re: Health insurance
« Reply #12 on: December 23, 2014, 07:30:43 AM »
My family plan could go up $100, still way less than what I would pay if I didn't have the insurance.

Health insurance is not the problem, health care cost is.  The two most significant contributors to the rise in the cost of care is 1. Offsetting the burden of care provided to the uninsured who do not pay for services rendered. 2. Mal practice insurance.

 My cousin and her husband are both well-established physicians, one a family practitioner and the other a anesthesiologist.  For Jeff (anesthesiologist) to practice at Brigham & Women needs to carry a 10 million dollar insurance coverage which in turn is offset into the cost of care he provides when he bills the surgical physician. 

Now I am not defending Affordable health care act but these are my unbiased opinions…
Something needed to be done.  The affordable care act was an attempt to get all people on board with carrying health insurance which would mean that all health care bills would be paid for and limit the abuse of receiving care and not paying for it.  The way the plan was presented was that once people were insured the cost of care would go down.  It has not which is not really a failure since being implemented the percent rate of increase has steadied. 

The affordable care acts biggest failures are that it does nothing to subside the cost of care, does nothing to address inflated mal practice insurance coverage and/or frivolous lawsuits.  The is not enough enforcement, enrollment is not nearly what it should be (since the illegals won’t register but still utilize the system at no charge.)  One of the reasons I think Obama is moving forward with his immigration bill (not really a bill yet, executive order) is because he thinks it will be a revenue generator by getting people that are not paying up to pay up (very much including health care) by offering them the incentive of not being prosecuted for being here.  I think the house and senate are also seeing it this way since there was minimal challenge to the bill/order in the budget argument last week.  I hope it is successful, but I think it will be a failure, millions of illegals are not paying a dime now, why would they come forward and hand over 40% of their paycheck.  Even they are not that stupid. (not picking ion illegals, plenty of US born citizens are scamming the system, just makes for a nice argument linking the two)
« Last Edit: December 23, 2014, 07:32:15 AM by jps4jeep »
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